- International Travel Insurance
- Interstate Flight Inconvenience Insurance
- Transit Accident Insurance
- Extended Warranty Insurance
- Purchase Cover Insurance
- Guaranteed Pricing Scheme
International Travel Insurance
Summary of cover
International Travel Insurance covers you for up to three consecutive months when travelling overseas for:
Who is eligible?
Cardholders are eligible for this International Travel Insurance when prior to leaving Australia:
If the cardholder is eligible for this insurance, the cardholder's spouse and/or dependent children are also eligible for this International Travel Insurance, when prior to leaving Australia:
The cover is available for:
For the avoidance of doubt, you will not be eligible for cover under International Travel Insurance if your travel is greater than three (3) consecutive months
What are the cover limits?
The table below sets out the maximum limits of what we will pay under each section.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
International Travel Insurance covers you for up to three consecutive months when travelling overseas for:
| • | medical expenses if you become sick or injured; |
| • | access to Zurich Assist emergency services; |
| • | loss or theft of personal belongings and business items; |
| • | cancellation of travel arrangements due to unexpected circumstances; |
| • | costs of resuming travel after the unexpected death of a relative; |
| • | costs of getting you to a special event if your journey is unexpectedly interrupted; |
| • | reimbursement of a rental vehicle excess or deductible; |
| • | reimbursement of your additional meal and accommodation expenses due to an unexpected delay of your conveyance; |
| • | your funeral expenses; |
| • | your accidental death; |
| • | your legal liability; and |
| • | loss of income as a result of injuries sustained on a journey |
Who is eligible?
Cardholders are eligible for this International Travel Insurance when prior to leaving Australia:
| • | the total cost of their overseas travel ticket has been charged to their card; and |
| • | their travel is for three (3) consecutive months or less. |
If the cardholder is eligible for this insurance, the cardholder's spouse and/or dependent children are also eligible for this International Travel Insurance, when prior to leaving Australia:
| • | the total cost of the spouse's/dependent child's overseas travel ticket has been charged to the cardholders card, and |
| • | the spouses'/dependent child's travel is for three (3) consecutive months or less; and |
| • | they are travelling with the cardholder for their entire journey. |
The cover is available for:
| • | up to 31 days if you have a one-way overseas travel ticket; or |
| • | up to three (3) consecutive months if you have a return overseas travel ticket. |
For the avoidance of doubt, you will not be eligible for cover under International Travel Insurance if your travel is greater than three (3) consecutive months
What are the cover limits?
The table below sets out the maximum limits of what we will pay under each section.
| Cover | |||||||||||||
| Medical expenses | Unlimited except for reimbursement of incidental expenses for bed care patients which is limited to the cost of the expense up to $110 per day, with a limit of $5,000 per person to a maximum $7,500 for a cardholder travelling with their spouse and/or dependent children. | ||||||||||||
| Personal belongings and business items |
|
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| Unexpected cancellation and expenses | Unlimited except for travel agent's cancellation fee which is limited to an amount equal to the lesser of $500 or 15% of the value of the travel arranged by the agent. Also, cover for the financial insolvency or financial collapse of a licensed travel services provider is limited to $5,000 per person up to $12,000 for a cardholder travelling with their spouse and/or dependent children, provided you have recovered the maximum amount available from any statutory fund, compensation scheme or any other source. |
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| Resumption of journey | $5,000 per person up to $10,000 for a cardholder travelling with their spouse and/or dependent children. | ||||||||||||
| Special event | $3,500 | ||||||||||||
| Rental vehicle insurance excess | $2,250 | ||||||||||||
| Travel delay | $275 per person and up to $750 in total for a cardholder travelling with their spouse and/or dependent children, for meal and accommodation expenses after six hour delay. $150 per person and up to $300 in total per cardholder travelling with their spouse and/or dependent children for each additional 12 hour period thereafter. The most we will pay is $425 for a cardholder and up to $1,050 in total for a cardholder travelling with their spouse and/or dependent child(ren). |
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| Funeral expenses | $12,500 per person and up to $25,000 in total for a cardholder travelling with their spouse and/or dependent children. | ||||||||||||
| Accidental death | $25,000 per cardholder $25,000 per spouse $5,000 per dependent child |
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| Personal legal liability | $2,250,000 | ||||||||||||
| Loss of income | Up to three consecutive months or $8,000, whichever comes first. Where a cardholder and spouse both claim, up to a maximum of $750 per person per week. | ||||||||||||
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. An excess applies to Purchase Cover Insurance.
Interstate Flight Inconvenience Insurance
Summary of cover
Interstate Flight Inconvenience Insurance covers you for up to 14 days when travelling within Australia for:
Who is eligible?
Cardholders are eligible for Interstate Flight Inconvenience Insurance on interstate flights, if:
For the avoidance of doubt, you will not be eligible for cover under Interstate Flight Inconvenience Insurance if your travel is greater than 14 consecutive days.
If the cardholder is eligible for this insurance, the cardholder's spouse and dependent children are also eligible for this Interstate Flight Inconvenience Insurance provided:
What are the cover limits?
The table below sets out the maximum limits of what we will pay under each section.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
Interstate Flight Inconvenience Insurance covers you for up to 14 days when travelling within Australia for:
| • | Loss or theft of personal belongings or business effects; |
| • | emergency replacement of luggage when a flight is delayed; |
| • | cancellation of travel arrangements due to unexpected circumstances; |
| • | reimbursement of any rental vehicle excess or deductible; |
| • | reimbursement of your additional meal and refreshment expenses due to flight delay; and |
| • | your funeral expenses. |
Who is eligible?
Cardholders are eligible for Interstate Flight Inconvenience Insurance on interstate flights, if:
| a. | the entire cost of the return interstate flight (excluding taxes and airport and travel agent charges) is charged to the cardholder's card prior to commencing the journey; and |
| b. | where the travel is for 14 consecutive days or less. |
For the avoidance of doubt, you will not be eligible for cover under Interstate Flight Inconvenience Insurance if your travel is greater than 14 consecutive days.
If the cardholder is eligible for this insurance, the cardholder's spouse and dependent children are also eligible for this Interstate Flight Inconvenience Insurance provided:
| a. | the entire cost of the return interstate flight (excluding taxes and airport and travel agent charges) is charged to the cardholder's card prior to commencing the journey; and |
| b. | the travel is for 14 consecutive days or less; and |
| c. | they are travelling with the cardholder for the entire journey. |
What are the cover limits?
The table below sets out the maximum limits of what we will pay under each section.
| Cover | What amount we will pay |
| Personal belongings and Business items | $750 for each item up to $1,500 |
| Luggage delay | $200 per person up to $450 |
| Unexpected cancellation | $3,000 |
| Rental vehicle insurance excess | $2,250 |
| Flight delay | 4 hours or more, $80 per person up to $300 10 hours or more, another $80 per person up to $300 |
| Missed connection | 4 hours or more, $80 per person up to $300 |
| Funeral expenses | $2,500 per person up to $7,000 |
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. An excess applies to Purchase Cover Insurance.
Transit Accident Insurance
Summary of cover
Transit Accident Insurance covers you, your spouse and/or dependent children for specific injuries sustained whilst on a trip, which has been paid for on your card.
Who is eligible?
Cardholders, spouses and/or dependent children are eligible for Transit Accident Insurance if the entire payment for the trip was charged to the cardholder's card prior to the commencement of the trip.
When does the cover apply?
Transit Accident Insurance covers you for injuries, as outlined in the table below, when sustained as a direct result of an accident whilst on a trip and occurring within 12 months of the accident. This also includes accidents:
What is covered?
The following table sets out the amounts we will pay under this section.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
Transit Accident Insurance covers you, your spouse and/or dependent children for specific injuries sustained whilst on a trip, which has been paid for on your card.
Who is eligible?
Cardholders, spouses and/or dependent children are eligible for Transit Accident Insurance if the entire payment for the trip was charged to the cardholder's card prior to the commencement of the trip.
When does the cover apply?
Transit Accident Insurance covers you for injuries, as outlined in the table below, when sustained as a direct result of an accident whilst on a trip and occurring within 12 months of the accident. This also includes accidents:
| a. | when boarding or alighting, being when you physically get on or off a conveyance, whilst on the trip; and |
| b. | whilst travelling as a passenger in a conveyance directly to or from any airport, coach depot, railway station or dock immediately before or after the scheduled trip. |
What is covered?
The following table sets out the amounts we will pay under this section.
| Injury | Cardholder | Benefit Amount Spouse | Dependent children |
| Loss of life | $250,000 | $100,000 | $50,000 |
| Loss of both hands or both feet | $125,000 | $75,000 | $50,000 |
| Loss of one hand and one foot | $125,000 | $75,000 | $50,000 |
| Loss of the entire sight in both eyes | $125,000 | $75,000 | $50,000 |
| Loss of sight in one eye and one hand or one foot | $125,000 | $75,000 | $50,000 |
| Loss of one hand or one foot | $75,000 | $50,000 | $35,000 |
| Loss of one eye | $75,000 | $50,000 | $35,000 |
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. An excess applies to Purchase Cover Insurance.
Extended Warranty Insurance
Summary of cover
Extended Warranty Insurance covers you for the cost of repairing or replacing products that have been purchased on a card, in the event that the product fails or breaks down.
Who is eligible?
Cardholders are eligible for Extended Warranty Insurance when the whole purchase price of the covered products is charged to the cardholder's card. This extended warranty is not transferable.
What is covered?
We cover you for the cost to repair or replace covered products that suffer a covered breakdown after the registered warranty period has expired, provided you:
When does cover apply?
Extended Warranty Insurance starts from the date the registered warranty expires and applies for the same period as the registered warranty for up to a maximum of 12 months; however there is no cover if the registered warranty exceeds five years.
The table below sets out examples of how extended warranty periods apply.
What are the cover limits?
We will pay up to the purchase price of the covered products as charged to the cardholder's card.
The most we will pay is a maximum of $20,000 in any 12 month period in respect of any one card.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
Extended Warranty Insurance covers you for the cost of repairing or replacing products that have been purchased on a card, in the event that the product fails or breaks down.
Who is eligible?
Cardholders are eligible for Extended Warranty Insurance when the whole purchase price of the covered products is charged to the cardholder's card. This extended warranty is not transferable.
What is covered?
We cover you for the cost to repair or replace covered products that suffer a covered breakdown after the registered warranty period has expired, provided you:
| • | take all reasonable care to protect and/or maintain the covered products; |
| • | obtain our approval before starting any repairs or replacement of any covered products that have suffered a covered breakdown; and |
| • | keep the covered products or relevant parts of them so we can inspect them. |
When does cover apply?
Extended Warranty Insurance starts from the date the registered warranty expires and applies for the same period as the registered warranty for up to a maximum of 12 months; however there is no cover if the registered warranty exceeds five years.
The table below sets out examples of how extended warranty periods apply.
| Registered warranty period | Extended warranty period |
| 7 days | 7 days |
| 14 days | 14 days |
| 1 month | 1 month |
| 6 months | 6 months |
| 1 to 5 years | 1 year |
| Over 5 years | No cover |
What are the cover limits?
We will pay up to the purchase price of the covered products as charged to the cardholder's card.
The most we will pay is a maximum of $20,000 in any 12 month period in respect of any one card.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. An excess applies to Purchase Cover Insurance.
Purchase Cover Insurance
Summary of cover
Purchase Cover Insurance provides cover against theft, loss or damage to covered products that have been purchased on your card.
Who is eligible?
Cardholders are eligible for Purchase Cover Insurance for covered products:
When does cover apply?
Purchase Cover Insurance applies to covered products for 90 days after the date of purchase.
What is covered?
We cover the covered products against theft, loss or damage anywhere in the world if you or the recipient of the covered products has already taken possession of them and you make a claim within 21 days of the theft, loss or damage.
What are the cover limits?
We will pay the lesser of:
The most we will pay is a maximum of $125,000 in any 12 month period in respect of any one card.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
Purchase Cover Insurance provides cover against theft, loss or damage to covered products that have been purchased on your card.
Who is eligible?
Cardholders are eligible for Purchase Cover Insurance for covered products:
| • | purchased anywhere in the world; or |
| • | given as a gift to any permanent Australian resident, provided the whole purchase price of the covered products is charged to the cardholder's card |
When does cover apply?
Purchase Cover Insurance applies to covered products for 90 days after the date of purchase.
What is covered?
We cover the covered products against theft, loss or damage anywhere in the world if you or the recipient of the covered products has already taken possession of them and you make a claim within 21 days of the theft, loss or damage.
What are the cover limits?
We will pay the lesser of:
| • | the actual amount which has been charged to the cardholder's card to purchase the covered products; or |
| • | $3,000 per claim in respect of jewellery, watches and fine arts, |
The most we will pay is a maximum of $125,000 in any 12 month period in respect of any one card.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. An excess applies to Purchase Cover Insurance.
Guaranteed Pricing Scheme
Summary of cover
Guaranteed Pricing Scheme reimburses you for the difference in price, up to $500, between a covered product you have purchased on your card and the same covered product advertised in a store catalogue.
Who is eligible?
Cardholders are eligible for Guaranteed Pricing Scheme when the whole purchase price of a covered product is charged to the cardholder's card and the price difference is more than $75.
What is covered?
We cover you for the difference in price, up to $500, between the price of a covered product and the purchase price of the same item advertised in a store catalogue that is printed after you purchase the covered product, provided that:
What are the cover limits?
This cover section does not apply to covered products purchased or advertised exclusively on the internet.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Summary of cover
Guaranteed Pricing Scheme reimburses you for the difference in price, up to $500, between a covered product you have purchased on your card and the same covered product advertised in a store catalogue.
Who is eligible?
Cardholders are eligible for Guaranteed Pricing Scheme when the whole purchase price of a covered product is charged to the cardholder's card and the price difference is more than $75.
What is covered?
We cover you for the difference in price, up to $500, between the price of a covered product and the purchase price of the same item advertised in a store catalogue that is printed after you purchase the covered product, provided that:
| • | the cheaper covered product is new, the same model number and year and produced by the same manufacturer as the covered product purchased; |
| • | the cheaper covered product is available from a store within a 25 kilometre radius of the store where you purchased the covered product; and |
| • | you make a claim under this cover no later than 60 days after the purchase of your covered product and provide to us the store catalogue advertising the cheaper covered product |
What are the cover limits?
This cover section does not apply to covered products purchased or advertised exclusively on the internet.
More Information
Effective from 1st December 2011 this insurance is issued by Zurich Australian Insurance Ltd. Please note that these benefits may be subject to exclusions. Please review the Diners Club Personal and Business Cards Description of Insurance Cover booklet prior to purchasing the item you wish to insure (e.g. your travel ticket for International Travel Insurance) to determine whether this insurance is appropriate.
Important Information
This insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Diners Club Pty Ltd, ABN 35 004 343 051 of GPO Box 40, Sydney, NSW, 2001, Australia, and is subject to Terms and Conditions and exclusions. Excesses apply.