When you choose the Diners Club Business Card you are choosing experts in their field, with a proven track record in Australia since 1956. Diners Club only operates in the charge card market, allowing us to concentrate on providing the very best for your business.
A charge card is different to credit and debit cards in that there is no pre-set spending limit, and no interest as you pay your account balance in full with each statement. A Diners Club charge card allows you to manage your expenses and earn rich reward points, and gives you access to a wide range of features and benefits.
Yes. The Diners Club Business Card statement complies with ATO guidelines for statements to be accepted as a substitute for Tax Invoices (other than mixed supplies). The Statement includes a GST Adjustment Schedule which assists with identifying and accurately calculating GST that may be able to be claimed. GST information is not available for transactions made using a MasterCard card. The details provided in relation to MasterCard transactions are not intended to be a substitute for a tax invoice.
The Diners Club Business Card caters to small to medium sized companies where MIS reporting is not a prerequisite and it offers flexibility in terms of how Reward points are allocated. The Diners Club Corporate Card caters to larger companies requiring management reporting tools.
Providing a MasterCard Card gives us more ways to reward our cardholders, by giving them the opportunity to earn more reward points and enjoy more benefits.
It is a charge card and operates in the same way as the Diners Club card, with no interest, as you pay your full balance each month. Charges are payable on receipt of your account and you won't pay any default fees if you pay within 21 days of your account issue date.
The Diners Club Business Card is a multi-purpose charge card, allowing your employees to use their Diners Club Card or MasterCard Card for all their business expenses, from office equipment and stationery to airfares, car hire, meals and accommodation. Consolidating all your business' travel and entertainment expenditure into one expense management system will save your company time and money, as it gives you increased control and visibility and avoids multiple reconciliations.
If entertaining clients or associates as part of your business activities, it is essential that you know and understand the FBT rules relating to the taxation of entertainment expenses. Any entertainment expenses paid by an employer directly or paid by employees and subsequently reimbursed are subject to FBT. The FBT adjustment schedule is included with the statement.
The Diners Club Business Card provides a variety of options to the business organisation. This includes the option to pool Reward points to a nominated cardholder or to allow each cardholder to earn Reward points individually.
Having two cards gives you the opportunity to earn more points, more often. The MasterCard Card is accepted at more than 33 million locations, over 1.9 million ATMs, everywhere online and in over 180 countries, so you can earn more points in more places.
You will be issued with a single PIN which you can use for both cards.
You will have one statement showing individual transactions made on each card. You can also register to view your accounts and transactions online.
One annual fee applies to both cards. This is due annually on the anniversary of the account activation date.
Yes. Statements are provided monthly and you can choose to pay by cheque, BPAY, use your local post office or have a direct debit set up on your account.
You have one account, with one statement and all transactions accumulate towards one balance. Each month you will need to make one single payment on your account.
The transaction fee on the Diners Club Card is 3% on the Australian dollar conversion of any transaction made in foreign currency. On the MasterCard® Card this is 3.4%.
| 1. | The special rate of 2 extra points per AU$1 applies to all spend on your Diners Club Card at Restaurants and Cafés every Wednesday. Reward points are earned at the rate of 1 point per $1 on all spend at Restaurants and Cafés which does not fall on the promotional day. |
| 2. | Bonus reward points apply and are earned only on eligible transactions on your Diners Club Card in Australia. The normal rate of 1 Reward point per $1 applies to transactions with Bonus Partners overseas. |
You are responsible for notifying the Merchant when you want to cancel your regular payment or when your account details change, including a change in card number and/or change of card expiry date. Until you notify the Merchant, Diners Club is required to process transactions from the Merchant. Use this link to generate a change in account details letter to your Merchant. We recommend you keep a copy of any cancellation or change in account details letter sent to your Merchant and your earlier regular payment agreements. This correspondence will be required if your Merchant does not comply with your request in a timely manner and you decide to dispute2 any incorrectly-charged payments.
1. What is a regular payment? Regular payments can be either a recurring payment or an instalment payment. A regular payment represents an agreement between you (the cardholder) and a Merchant in which you preauthorise the Merchant to bill your card account at predetermined intervals (e.g. monthly or quarterly) or at intervals as agreed by you. The amount may differ or be the same for each transaction.
For example, you may ask your local gymnasium to charge your monthly gym membership fee to you card each month; or you may have purchased a new television from your local appliance store and are being billed by the Merchant in subsequent multiple periods.
There are many benefits for cardholders who set up regular payments, including:
a) Ensures timely payment to the Merchant;
b) Saves you time as the payment is processed automatically; and
c) Saves you money as you do not have to pay for cheques, money transfers or postage nor will you be liable for late fees.
2. Customer's right to dispute. Any issues with your regular payments, including failure of the Merchant to act on a change details advice, should be taken up directly with your Merchant first. If you require further assistance to resolve an issue between you and a Merchant, please contact Diners Club for more information.
You can use your Diners Club Card and MasterCard Card to obtain cash advances from all of the major ATM networks around Australia. Plus, if you have chosen Diners Club Rewards, you also earn points on ATM cash advances. Note that a PIN is required. Limits, terms and conditions and service surcharges apply.
If your Card is lost or stolen, we will replace it free of charge and dispatch it within 24 hours, wherever you are in the world. While waiting for your replacement Card, you can ask for Continuous Charge Privileges which gives you pre-approved authorisations for essential travel charges.
Yes, you can sign only for the transactions using the card not lost. A new PIN will be sent to replace the old PIN for both cards.
| • | FREE International Travel Insurance |
| • | FREE Interstate Flight Inconvenience Insurance |
| • | FREE Transit Accident Insurance |
| • | Access to our International Airport & Member Lounge network - entry to a network of private international Airport Lounges across five continents. Whether you're in Tokyo, London or Frankfurt, you can relax in comfort between meetings, cities and planes, and take advantage of the world-class business facilities of your office away from home. |
Diners Club lets you extend your comfort zone when you are on the move. Diners Club Airport and Member Lounges are available at hundreds of locations worldwide including airports on some of the busiest routes.
Diners Club provides you with a number of insurance benefits when you purchase your ticket on your Diners Club Card, including International Travel Insurance, Interstate Flight Inconvenience Insurance, Transit Accident Insurance, Extended Warranty Insurance, Purchase Cover and Guaranteed Pricing Scheme. Terms and Conditions apply to these insurances.
Yes, purchases on the MasterCard® Card are also covered by account level complimentary insurances.